Equipment Finance
We work alongside a hand-picked panel of lenders to find the best business equipment finance solution for your needs. Business equipment finance can help you access the vital equipment your business requires in order to grow without compromising on cash flow.
To become a supplier utilising our services please call or submit an application.
- Leasing
- Hire Purchase
- Fast Payouts
Equipment Finance
We work alongside a hand-picked panel of lenders to find the best business equipment finance solution for your needs. Business equipment finance can help you access the vital equipment your business requires in order to grow without compromising on cash flow.
To become a supplier utilising our services please call or submit an application.
- Leasing
- Hire Purchase
- Fast Payouts
Equipment Finance
We work alongside a hand-picked panel of lenders to find the best business equipment finance solution for your needs. Business equipment finance can help you access the vital equipment your business requires in order to grow without compromising on cash flow.
To become a supplier utilising our services please call or submit an application.
- Leasing
- Hire Purchase
- Fast Payouts
Invest in your business with equipment finance
Does your business need new equipment?
Financing your equipment can help you keep up with the latest technology and stay ahead of the competition. With equipment finance frompataya Management, you can acquire the equipment you need without tying up cash reserves. Our financing solutions offer flexible terms and payment options to meet your needs. We finance a range of equipment, from telecoms equipment to company vehicles.
Talk to one of our friendly, professional team members today to discuss your equipment finance requirements, call 0751 640 1109.
Why Choose Us for your Business Equipment Finance?
The team atpataya Management have years of industry experience and works closely with a large panel of business equipment finance lenders. There are a variety of different options available such as leasing, hire purchase and refinance.
Our team of finance experts will talk through the available options and provide a free quote for the option best suited to your business needs.
OUR PROCESS
How Does Equipment Finance Work?
The right equipment can help you take your business to the next level, but financing can be a roadblock. At Pataya Financial Management Services, we offer equipment financing to help you overcome this challenge and achieve your goals. Our process involves just three steps:
1. Find a Supplier
Find a supplier or manufacturer that offers a solution suitable for your business.
2. Enquiry & Application
Speak to an advisor or enquire through our website & we'll check your eligibility.
3. Approval
We will find a competitive offer and help you with the documents before the funds are released.
Benefits of Equipment Finance
VAT Deferrals
No Deposit
Seasonal Payments
Guaranteed Ownership
Fixed Repayments
Early Settlements
1 - 7 Year Terms
Anytime Upgrade
Improve Cashflow
Quality Services & Fast Processes...
You can expect personalised service and support every step of the way. Our team of experts are available for telephone support and will provide you with digital documents for ease of use. We believe in being clear and transparent throughout the process, so you’ll always know exactly what to expect.
What We Offer
Our Services at
Pataya Financial Management Services
Atpataya Management, we pride ourselves on offering a personalised bespoke service keeping everything as simple as possible.
We understand your business requires access to affordable and timely cash flow to grow. Our highly-skilled team can assist with a variety of different finance solutions including, but not limited to the following:
Business Loans
With fantastic rates available we can help secure the right loan for your business needs with favourable terms!
Equipment Finance
We will find an equipment finance solution for your business without compromising cash flow!
Supplier Finance
We have access to a wide range of supplier finance solutions!
Renewable Energy Finance
Add a fantastic asset to your business with low-rate finance!
Commercial Mortgages
We offer a range of commercial mortgage requirements.
FAQ
Frequently Asked Questions
There are many things to consider when it comes to business vehicle finance. Please see some of our frequently asked questions or give us a call to see how we could help.
Almost any type of asset can be financed through Hire Purchase, including vehicles, machinery, equipment, and even intangible assets like software and licenses.
When equipment is purchased via a hire purchase agreement the vat is paid upfront and all of the subsequent payments are made exclusive of vat. The item purchased sits on the business's books and the debt is logged. Once the full number of payments have been made the purchased item is owned by the business.
When equipment is purchased via lease rental the agreement sits off the balance sheet and is simply classified as a rental. Lease rental agreements are generally minimum term and all payments are made plus vat rather than the vat being paid upfront as a lump sum making lease rental agreements attainable and customer friendly. Because the equipment is rented and not owned the cost of each payment is 100% tax deductible for the full term of the minimum rental period which offsets the overall cost of borrowing considerably. Once all rental payments have been made and the minimum rental term has been fulfilled it is possible for the title of the goods to be purchased for a one-off fee and ownership of the goods then belongs to you.
For further information please don’t hesitate to contact one of our friendly helpful team.
The amount you can borrow for Equipment Finance or Soft Asset Finance depends on various factors, including the value of the asset, your creditworthiness, and the lender's criteria.
Yes, both Equipment Finance and Hire Purchase can be used to finance used assets, as long as the asset meets the lender's eligibility criteria.
Repayment terms vary depending on the lender and the specific financing option, but typically range from one to five years. Some lenders may offer longer repayment terms for certain types of assets.
HOW IT WORKS
What to Expect
1
Free and Efficient Quotes
We will supply you with your free quote to your preferred contact method. If we need more information, a member of our friendly team will be in touch.
2
Proceeding with the Quote
We can process and issue documentation within minutes. This can be sent digitally or via post (although we do encourage you to think of the planet!)
3
Releasing Funds
We can release the funds to you in as little as 24 hours! It's that simple!
Types of loans
There are many different types of business loans available for a wide variety of circumstances including those listed below:
Unsecured business loans are a widely accessible form of funding with almost limitless options. Atpataya Management, we consolidate this information to find the perfect solution for your specific needs. Unsecured business loans don't require company assets as security.
Secured business loans require a borrower to provide a company asset such as property or equipment as security for the loan. As the loan is secured on assets, the main benefit is your ability to borrow more money, usually at a better rate of interest or over a longer term. This type of loan is also usually better for those who may have poor credit.
VAT loans are available with no deposit and can be paid to HMRC directly. Spreading your VAT bill over 3 months using a loan can be a great way to keep your cash flow stable over time.
A business loan can help you spread the cost of your corporation tax bill over 6, 9 or 12 months to ensure steady cash flow. Being aware of the options available could open your business up to make further investments to enhance your future prospects.
